We Work For Your Dream
Mary A. Bono Real Estate
 

 
 
 
Ulster County Board of Realtors   IDX

EHO

NYS Association of Realtors

MLS

   
Buying a home...Buying a Home

...is probably the biggest investment you'll ever make, with long-term financial ramifications. It calls for many informed decisions and for good advice from a true real estate professional.

When buying a home, here are some areas where our knowledge and skill will help with the process:

  • We can help you determine how much home you can actually afford. Often we can suggest additional ways to accrue the down payment and explain alternative financing methods.
  • We can help you work out a realistic idea of the home best suited to your needs - size, style, features, location, accessibility to schools, transportation and shopping and other public facilities.
  • We have access to listings of available homes, can evaluate them in terms of your needs and affordability, and won’t waste your time on unsuitable homes.
  • We can often suggest simple, imaginative changes that could make a home more suitable for you and improve its utility and value.
  • We can supply information on real estate values, taxes, utility costs, municipal services and facilities, and may be aware of proposed zoning changes that could affect your decision to buy.
  • We can usually research your housing needs in advance through Multiple Listing Service - even if you are relocating from another area.
  • We have no emotional ties to the homes, can be objective about them and can point out advantages and disadvantages while answering your questions.
  • If we're the seller’s agent, we act as a liaison between you and the seller to present offers and counter-offers until an agreement is reached.
  • If we're the buyer’s agent, we represent you, the buyer, in the transaction. We will negotiate the most favorable price and terms on your behalf.
  • We can tell you if local law requires an attorney at closing and can provide you with a list to choose from if you don’t have one.
  • We know the local money market and can tell you about financing. We can also tell you what personal and financial data to bring with you when you apply for a loan.
  • We can help familiarize you with the closing process by explaining it all in advance.
  • We are part of a network of professional colleagues, such as appraisers, home inspectors, mortgage lenders, contractors and insurance agents - through which you may be more completely served.

    Do you know what to look for when checking out a home you're interested in?
    Here's a handy checklist!

    Want to figure out your estimated costs of purchasing that dream home?
    Use this worksheet!

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